12 free tools
Finance Calculators
Money calculators for households and small businesses: loan EMI with a full amortisation schedule, SIP and lumpsum growth, compound and simple interest, CAGR, GST with the CGST/SGST split, discounts, profit margin, bill splitting and plot cost. Results are estimates, not financial advice.
- Finance Calculators
EMI Calculator
Enter loan amount, annual interest rate and tenure in months to see your monthly…
- Finance Calculators
SIP Calculator
SIP calculator to estimate the future value of monthly mutual fund investments. Enter amount,…
- Finance Calculators
Lumpsum Calculator
Lumpsum calculator to project the future value of a one-time investment using an expected…
- Finance Calculators
Compound Interest Calculator
Compound interest calculator: enter principal, annual rate, years and compounding frequency to see future…
- Finance Calculators
Simple Interest Calculator
Simple interest calculator: enter principal, annual rate and time in years to get the…
- Finance Calculators
CAGR Calculator
CAGR calculator: enter starting value, ending value and years to find the compound annual…
- Finance Calculators
GST Calculator
Add GST to a net price in seconds. Enter the amount before tax and…
- Finance Calculators
Reverse GST Calculator
Remove GST from an inclusive price. Enter the total and the GST rate to…
- Finance Calculators
Discount Calculator
Use this discount calculator to find the final sale price and exactly how much…
- Finance Calculators
Profit Margin Calculator
Calculate profit and profit margin percentage from revenue and cost. Find gross or net…
- Finance Calculators
Bill Split Calculator
Split a restaurant or group bill equally. Add a tip percentage and shared flat…
- Finance Calculators
Plot Cost Calculator
Plot cost calculator: multiply plot area by the rate per unit and add one…
Planning money decisions
Before taking a loan, compare EMIs for different tenures: a longer tenure lowers the EMI but raises the total interest, which the EMI Calculator shows year by year. For investing, the SIP and Lumpsum calculators project growth, while the CAGR Calculator measures the real yearly growth between two values.
Shopkeepers and freelancers use the GST and Reverse GST calculators to add or remove tax with the CGST/SGST split, the Discount and Profit Margin calculators for pricing, and the Bill Split Calculator for shared expenses. Results are estimates; banks and tax rules may add fees or rounding.
Quick tips
- A one-year shorter loan can save a large share of the interest; compare tenures before you sign.
- Projected returns are not guaranteed; mutual funds are subject to market risk.
Finance Calculators: common questions
Which is better, SIP or lumpsum?
It depends on when you have the money. A SIP spreads purchases over time; a lumpsum invests everything at once. Use both calculators with the same rate to compare outcomes, and consult a SEBI-registered adviser for decisions.